" This site is dedicated to all hardworking and intelligent Filipinoes, yet at the end of the day they are still financially struggling and no savings. To all young people who aim of early retirement thus spend life doing something for a cause. And to all OFW out there who work so hard for so many years away from family but had to sacrifice and can't even buy for himself just to save every penny in order to give them a better life. "

1. Increase Cash Flow
> Earn additional income
> Reduce expenses

2. Manage Debt
> Consolidate debt
> Eliminate debt

3. Create Emergency Fund
> Save 3 months income
> Prepare for Medical Emergencies

4. Ensure Proper Protection
> Protect againts loss of income
> Protect family assets

5. Build Long-Term Saving
> Outpace inflation
> Minimize taxation

6. Preserve your Estate
> Help limot probate costs
> Maintain privacy

Source: IMG

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